Network
Security and Monitoring
Browser Encryption
We require the
use of a 256-bit secure browser to login to your account and perform
transactions. Netscape Navigator®, Netscape Communicator®,
and Microsoft® Internet Explorer are all secure browsers. If you
are not using one of these browsers, or feel your browser does not
meet the security requirements of NetworkPay.com, use one of the
following links to download an upgraded browser.
Remember that
once you've downloaded the proper browser, you must install it on
your computer. Follow the browser manufacturer's instructions that
appear on your screen.
Secure
browsers employ secure sockets layer (SSL) technology to communicate
with servers. This technology encrypts—or scrambles—the
communication (ie. your account information) so it's virtually
impossible for anyone other than Network Pay or it’s affiliates to
read it.
What is SSL?
SSL is a
protocol designed by Netscape Communications Corporation to provide
secure communications on the Internet. SSL does three things:
- SSL
authenticates that the server you have connected to is the one it
purports to be. You can be assured that you are actually
communicating with the bank, and not a third party trying to
intercept the transaction.
- SSL creates a
secure communication channel by encrypting all communication between
the user and the server.
- SSL conducts a
cryptographic word count to ensure data integrity between the server
and the user. The word count or checksum provides a count of the
number of bytes in a document and ensures the exact number of bytes
is transmitted and received. With SSL, even this checksum is
encrypted so it cannot be modified. If a message is not received in
its entirety, it is rejected and another copy of the message is sent automatically.
How can I tell when my
connection is secure?
The padlock or
key icon on your browser, indicating a secure connection, should
appear locked or connected AFTER you have successfully logged in to
the website. The padlock icon may not appear locked on screens where
you are not logged on and where we display general information about
the site. However, you can be certain that any screen which displays
or requests information about your account, username, password,
application, or any other sensitive information is encrypted.
Username and Password
To access
account information, you must provide a username and a password to
enter the secure area of the site. Your password is not displayed
when entered. If you do not provide this information, we cannot
establish an online service for you.
How I can protect myself?
Don't share your password
Never reveal
your password to anyone. Never write it down where anyone can find it
or figure out what it is. Change your password often, and be sure
that you do not use common words that can be found in a dictionary,
or numbers in a series. Try using birthdays combined with pet names,
or sports teams combined with a birthday for example. Never access
the site from a computer that an untrusted individual may have access to.
Treat your
online username and password with care. In addition, you should make
sure that no one is physically watching as you enter your password.
Also take standard precautions to keep your computer free from viruses.
Log Out
Please use our
"Log Out" feature if you are going to be away from your
computer for an extended period of time. Logout will end your
session, and you will have to submit your username and password
before entering the website again. We strongly recommend shutting
down your browser as a good way to prevent others from using your access.
After a period
of inactivity your current session on the website will automatically
timeout. To restart your session, re-enter your username and password
at the log in screen.
Network Security and Monitoring
Firewalls are
used to shield our systems and proprietary networks from any
unauthorized Internet traffic. The purpose of a firewall is to ensure
only authorized traffic is allowed to pass to our systems and
networks—all other traffic from the Internet is rejected.
Firewalls also create logs of network traffic that allow for
centralized auditing and security monitoring. Once your information
has been entered, we use an encrypted network to transport data
between all our systems and our partner systems to make online
payments secure and to protect your personal information. Ensuring
the security of your financial transactions is an ongoing process at
Network Pay. As such, we employ around the clock security monitoring of
our systems and networks.
E-Mail
Inquiries sent
through our website pages use secure socket layer ("SSL").
Since our e-mail response back to you is not secure, we will not
include confidential account information in the response, nor will we
ask for your account informations. You may also contact us by phone
or U.S. mail.
SECURITY DEFINITIONS
Encryption: A
method of scrambling information while it moves from one source to
another to prevent others from reading it.
Online Security: Network Pay make certain security recommendations to help protect your account.
Online Purchasing: Buying
goods or services over the Internet.
Secure Browser: An
Internet browser that has SSL encryption version 3.0 or higher to
conduct secure financial transactions over the Internet. To download
the most secure version, visit http://home.netscape.com/download/index.html 
for Netscape or http://mssecure.www.microsoft.com/windows/ie/default.htm
for Microsoft Internet Explorer.
Secure Socket Layer (SSL): A
form of encryption that protects information being transmitted over
the Internet to prevent tampering while it's in transit.
Secure Transaction: A
transaction that is protected from outside tampering.
Firewall: Firewalls
are used to shield our network from the Internet.
Cookies: A
"cookie" is a small text file placed on your hard drive by
our web page server. Cookies are commonly used on websites and do not
harm your system.
